Are You Actually Beating the Market?
80-90% of active investors underperform a simple index fund. Find out where you stand — in under 2 minutes.
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The Question Every Investor Avoids
I've been investing for years. Stocks, ETFs, some crypto — spread across multiple brokers. Every year-end I'd look at my broker dashboards and think "looks like a decent year."
But I never actually checked. Not properly.
My broker showed me the return on individual holdings — but not my portfolio as a whole. Not adjusted for when I bought and sold. Not accounting for the currency impact of holding US stocks with euros. Not compared against simply buying an index fund and doing nothing.
When I finally did the math, the answer was uncomfortable: I had underperformed the S&P 500 for three consecutive years. All that research, all that trading — for worse results than a single ETF would have given me.
That's the moment I decided to build a tool that shows the truth.
The Hard Truth About Active Investing
Research from S&P Global's SPIVA report shows that over a 15-year period, roughly 90% of actively managed funds underperform their benchmark index. Individual investors fare even worse.
That doesn't mean active investing can't work — it means you need to measure your results honestly. If you don't compare your returns against a benchmark, you have no way of knowing whether your time and effort is generating alpha or just giving you the illusion of control.
TrackinV gives you the answer. Import your transactions, and see your real returns compared to the indices that matter — in a clear, visual chart.
How TrackinV Solves This
Everything you need to answer the question: "Am I beating the market?"
Benchmark Comparison
Compare your returns against S&P 500, MSCI World, STOXX Europe 600, EURO STOXX 50, and more. TrackinV tracks FX impact automatically — essential if you invest in USD-denominated assets from a euro-based portfolio.
True Performance Tracking
Your portfolio return compared against benchmarks using time-weighted returns. Yearly performance calculated with the Modified Dietz method. The same approaches used by professional fund managers.
Portfolio Analytics
Sector allocation, geographic exposure, top/bottom performers, dividend income, and realized vs unrealized P/L in one dashboard.
3 Steps to Know If You're Beating the Market
Import Your Transactions
Import your transactions from any broker — via CSV upload or manual entry. Takes a few minutes.
Select Your Benchmarks
Choose from S&P 500, MSCI World, STOXX Europe 600, EURO STOXX 50, AEX, NASDAQ 100, and more. Default currency is EUR, but other currencies work too.
See Your Real Performance
View your time-weighted returns overlaid with your chosen benchmarks. Instantly see if you're ahead or behind.
What Investors Say
Real reviews from Trustpilot
"Clear and beautiful overview to see your portfolios from different brokers at a glance. Easy data upload. Frequent updates that keep making it a better and stronger platform. User-friendly."
Pepijn
March 21, 2026
"Very useful tool to track my stocks!"
René
March 17, 2026
"Very clean and sleek design! Has several useful features without too much fuss."
Job Langeveld
March 23, 2026
Reviews sourced from Trustpilot
Frequently Asked Questions
How do I know if I'm beating the market?
Import your transactions and TrackinV calculates your portfolio return and plots it alongside benchmarks like the S&P 500 or MSCI World. The benchmark comparison uses time-weighted returns so the comparison is fair regardless of when you deposited or withdrew money.
Why do most active investors underperform?
Studies consistently show 80-90% of active investors fail to beat the market long-term. Common reasons: emotional trading, poor timing, high fees, and insufficient diversification. Tracking your performance against a benchmark is the first step to knowing where you stand.
What is time-weighted return (TWR)?
TWR measures your portfolio's performance independent of cash flows (deposits and withdrawals). TrackinV uses TWR specifically in the benchmark comparison chart, so you get a fair apples-to-apples comparison between your portfolio and an index. For yearly performance breakdowns, TrackinV uses the Modified Dietz method, which is better suited for measuring returns within specific time periods.
Which benchmarks can I compare against?
TrackinV supports S&P 500, MSCI World, AEX, EURO STOXX 50, STOXX Europe 600, NASDAQ 100, and more. You can compare against multiple benchmarks simultaneously.
Does TrackinV work with my broker?
TrackinV works with any broker. Import your transactions via CSV or enter them manually. Your entire portfolio lives in one place, regardless of how many brokers you use.
How does currency impact my portfolio return?
If you invest in US-listed stocks or ETFs but your home currency is euros, your return has two components: the asset's performance in USD and the EUR/USD exchange rate movement. A stock that gained 10% in dollars might only show 5% in euros if the dollar weakened. TrackinV tracks this FX impact automatically, so you see your true return in your own currency.
Explore More TrackinV Features
Portfolio Benchmark Comparison
Deep dive into benchmark comparisons with visual overlay charts, custom date ranges, and 6+ indices.
Learn MoreYearly Performance Analysis
Track your real returns year by year with Modified Dietz calculations, CAGR, and max drawdown.
Learn MorePortfolio Analytics & Insights
See where your returns come from, identify top and bottom performers, and track your net cash flow.
Learn MoreStop Guessing. Start Measuring.
Find out if your active investing strategy is beating the market. Import your portfolio and compare against S&P 500, MSCI World, and more — free for 30 days.
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