Trade Republic vs DEGIRO: Compare and Track Both Brokers
Both are excellent European brokers with different strengths. Many investors use both — and need a way to track everything together.
Free tier available • No credit card required • CSV import only
Trade Republic vs DEGIRO at a Glance
A quick comparison of the two most popular brokers among European investors.
| Feature | Trade Republic | DEGIRO |
|---|---|---|
| Best for | Savings plans, fractional shares | Low-cost ETF investing, broad market access |
| Trading fees | €1 per trade / free savings plans | Low variable fees |
| Product range | Stocks, ETFs, crypto, derivatives | Stocks, ETFs, bonds, options, futures |
| Platform | Mobile-first app | Web + mobile |
| Regulation | BaFin (Germany) | AFM (Netherlands) / BaFin |
| Savings plans | Free | Limited |
| Crypto trading | ||
| Fractional shares |
Fees and features may change. Verify current terms on each broker's website.
Key Differences Explained
Fee structures: Trade Republic charges a flat €1 per trade, with free savings plans. DEGIRO uses variable fees that can be lower for larger orders, especially for ETFs in their core selection. For small, regular investments, Trade Republic often wins. For larger, less frequent trades, DEGIRO may be cheaper.
Product range: DEGIRO offers access to more markets and products — options, futures, bonds, and a wider range of international exchanges. Trade Republic focuses on stocks, ETFs, crypto, and derivatives with a simpler selection but includes crypto trading that DEGIRO lacks.
Platform experience: Trade Republic is mobile-first with a clean, simple app designed for beginners. DEGIRO offers a more comprehensive web platform better suited for investors who want more control and information. Both have mobile apps, but the design philosophy differs.
Savings plans: Trade Republic excels here with free automated investing and fractional shares. DEGIRO has savings plans but with more limitations. For monthly investing, Trade Republic is typically the better choice.
Using Both Brokers? Track Everything in One Place
Many European investors use both: DEGIRO for broad ETF access with low fees, Trade Republic for savings plans and crypto. The problem? You can't see your total portfolio performance, allocation, or benchmark comparison across both.
Each app shows only its own slice. Your real questions — "How is my overall portfolio performing?", "Am I too concentrated in tech?", "What's my total dividend income?" — remain unanswered.
TrackinV solves this. Import CSV exports from both Trade Republic and DEGIRO into one dashboard. See unified time-weighted returns, combined dividends, total allocation. The whole picture, in about 2 minutes per broker.
What You Get with Multi-Broker Tracking
Once you import from both brokers, TrackinV unlocks analytics neither app provides alone.
Combined TWR Across Both Accounts
See your true time-weighted return across Trade Republic and DEGIRO combined. No more guessing how your total portfolio is performing.
Total Allocation View
Understand your sector and geographic exposure across both brokers. Spot concentration risks you'd miss looking at each app separately.
Unified Dividend Calendar
All dividend payments from both brokers in one calendar. See upcoming payments, track yield, and monitor passive income growth.
Benchmark Your Entire Portfolio
Compare your combined holdings against S&P 500, MSCI World, or European indices. Finally answer: "Am I beating the market?"
Import Guides & More
Trade Republic Guide
Step-by-step guide to export and import your Trade Republic portfolio.
View GuideDEGIRO Guide
How to export your DEGIRO Account.csv and import into TrackinV.
View GuideBest European Brokers
Compare more European brokers and learn how to track them all.
Compare BrokersFrequently Asked Questions
Is Trade Republic or DEGIRO better?
It depends on your needs. Trade Republic excels at savings plans, fractional shares, and crypto trading with a simple mobile app. DEGIRO offers broader market access, lower fees for larger trades, and a more comprehensive web platform. Many European investors use both for different purposes.
Can I use both Trade Republic and DEGIRO?
Yes, and many European investors do exactly that. Trade Republic for monthly savings plans and fractional shares, DEGIRO for access to more markets and specific ETFs. The challenge is tracking your combined portfolio — which TrackinV solves.
How do I track both brokers in one place?
Export your transaction CSV from each broker (Trade Republic and DEGIRO both support this). Import both files into TrackinV. You'll see unified analytics across all your holdings in about 2 minutes per broker.
Is TrackinV free?
Yes. The free tier includes 1 portfolio with unlimited holdings from multiple brokers. You can track your entire Trade Republic and DEGIRO portfolio combined at no cost.
Does TrackinV show which broker holds which position?
TrackinV focuses on portfolio-level performance analytics. You can create separate portfolios per broker if you want to track them individually, or combine everything into one unified view.
Can I compare my performance across both brokers?
Yes. TrackinV calculates time-weighted return (TWR) across all imported transactions, giving you accurate performance measurement regardless of which broker holds which assets.
Track Your Trade Republic & DEGIRO Portfolio Together
Import from both brokers and see your complete portfolio: unified performance, combined dividends, total allocation. Free to start.
Start Tracking — FreeFree tier includes unlimited holdings from multiple brokers